Cookie Policy
This Cookie Policy explains how DB Finser uses cookies and similar tracking technologies on our website. It describes what cookies are, how we use them, and your choices regarding cookie settings.
1. What Are Cookies
Cookies are small text files that are placed on your computer, smartphone, or other device when you visit a website. Cookies are widely used to make websites work more efficiently and provide information to the website owners.
Cookies perform various functions, such as remembering your preferences, improving your browsing experience, and analyzing how our website is used. They can be set by the website you are visiting (first-party cookies) or by third parties, such as those who serve content or provide advertising or analytics services on the website (third-party cookies).
2. How We Use Cookies
DB Finser uses cookies for several purposes, as described below.
2.1 Essential Cookies
These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies as the website cannot function properly without them.
- Session management and authentication
- Security and fraud prevention
- Load balancing and website performance
- Remembering cookie preferences
2.2 Functional Cookies
These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third-party providers whose services we have added to our pages.
- Remembering your preferences and settings
- Live chat functionality
- Content preferences
- Social media features
2.3 Analytics Cookies
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site.
- Website usage statistics
- Visitor behaviour analysis
- Performance measurement
- Error tracking and debugging
2.4 Marketing Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites.
3. Types of Cookies We Use
| Cookie Type | Purpose | Duration |
|---|---|---|
| Session Cookies | Temporary cookies deleted when you close your browser | Session |
| Persistent Cookies | Remain on your device for a set period or until deleted | 1 month to 2 years |
| First-Party Cookies | Set by DB Finser directly | Varies |
| Third-Party Cookies | Set by third-party services integrated into our site | Varies |
4. Specific Cookies Used
Below is a list of some specific cookies we use and their purposes:
| Cookie Name | Provider | Purpose | Expiry |
|---|---|---|---|
| auth_token | DB Finser | User authentication and session management | Session |
| cookie_consent | DB Finser | Stores your cookie preferences | 1 year |
| _ga | Google Analytics | Distinguishes unique users | 2 years |
| _gid | Google Analytics | Distinguishes unique users | 24 hours |
| _gat | Google Analytics | Throttles request rate | 1 minute |
| lang | DB Finser | Stores language preference | Session |
This list is not exhaustive and may be updated from time to time as we add or remove services from our website. For the most current information about specific cookies, please check our cookie consent tool when visiting our website.
5. Cookie Consent
When you first visit our website, you will be presented with a cookie consent banner that allows you to accept or decline non-essential cookies.
5.1 Your Choices
You have the following choices regarding cookies:
- Accept All: Accept all cookies for the best browsing experience
- Essential Only: Accept only essential cookies required for the website to function
- Customize: Choose which types of cookies to accept
- Reject Non-Essential: Decline all non-essential cookies
5.2 Changing Your Preferences
You can change your cookie preferences at any time by clicking on the "Cookie Settings" link in the footer of our website. This will reopen the cookie consent tool where you can adjust your preferences.
6. Browser Controls
Most web browsers allow you to control cookies through their settings preferences. However, limiting cookies may affect your experience of our website.
6.1 Managing Cookies in Your Browser
You can usually find cookie settings in the "Options" or "Preferences" menu of your browser. The following links provide information on cookie management for popular browsers:
6.2 Do Not Track Signals
Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want to have your online activities tracked. Currently, our website does not respond to "Do Not Track" signals as there is no industry standard for implementation.
7. Third-Party Cookies
We may use third-party services that set cookies on our behalf or on their own behalf. These third parties help us enhance our website's functionality and performance.
7.1 Common Third-Party Services
We may use cookies from the following types of third-party services:
- Analytics: Google Analytics, Hotjar, etc.
- Advertising: Google Ads, Facebook Pixel, etc.
- Social Media: Facebook, Twitter, LinkedIn widgets
- Performance: Cloudflare, Akamai, etc.
- Live Chat: Intercom, LiveChat, etc.
7.2 Third-Party Privacy Policies
These third-party service providers have their own privacy policies addressing how they use information. We encourage you to review their privacy policies to understand their practices.
8. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices.
When we make significant changes to this policy, we will take appropriate steps to inform you, such as by posting a notice on our website or updating the "Last Updated" date. We encourage you to review this policy periodically to stay informed about how we use cookies.
9. Questions About Cookies
If you have any questions about our use of cookies or this Cookie Policy, you can contact us.