Risk Disclosure Policy

1. General Risk Warning

Trading in financial instruments such as CFDs, forex, cryptocurrencies, indices and commodities carries a high level of risk and may not be suitable for all investors. The high degree of leverage available in these markets can work against you as well as for you.

Before deciding to trade, you should carefully consider your investment objectives, level of experience and risk appetite. You should only trade with money you can afford to lose.

2. Leverage and Margin Risk

DB Finser offers leveraged trading products. Leverage allows you to control a large position with a relatively small amount of capital. While leverage can amplify your profits, it can equally amplify your losses.

2.1 Margin Calls

If your account equity falls below the required margin level, DB Finser may issue a margin call requiring you to deposit additional funds. If you fail to meet a margin call, your positions may be closed automatically at a loss.

2.2 Stop Out

DB Finser operates a stop-out mechanism whereby open positions are automatically closed when your margin level falls to or below a specified threshold. This may result in significant losses.

3. Market Risk

Market risk is the risk of losses arising from adverse movements in market prices. The value of financial instruments can fluctuate significantly and unpredictably. Factors that may affect market prices include:

• Economic data and macroeconomic events
• Political events and geopolitical developments
• Central bank decisions and monetary policy changes
• Corporate earnings and business developments
• Market sentiment and investor behaviour
• Supply and demand dynamics
• Natural disasters or force majeure events

4. Liquidity Risk

Liquidity risk refers to the risk that a financial instrument cannot be traded quickly enough to prevent a loss or to realise a profit. In certain market conditions, it may be difficult or impossible to close a position at a desired price.

Periods of low liquidity can result in wider spreads, increased slippage and difficulty executing orders. This is particularly relevant during major news events, market openings and closings, and periods of extreme market volatility.

5. Currency Risk

If you trade instruments denominated in a currency different from your account's base currency, you are exposed to currency exchange rate risk. Fluctuations in exchange rates can increase or decrease the value of your positions and your overall account balance.

6. Cryptocurrency Risk

Cryptocurrencies are particularly volatile and speculative assets. Trading cryptocurrencies or cryptocurrency CFDs involves additional risks including:

• Extreme price volatility — cryptocurrency prices can change dramatically within short periods
• Regulatory uncertainty — cryptocurrency regulation varies widely across jurisdictions
• Technology risk — blockchain and cryptocurrency technology may be subject to bugs or failures
• Market manipulation — cryptocurrency markets may be more susceptible to manipulation
• Liquidity risk — some cryptocurrency markets have limited liquidity

7. Technology and System Risk

Trading through an online platform exposes you to technology and system risks, including:

• Internet connectivity failures or disruptions
• Platform outages or technical errors
• Delays in order execution due to technical issues
• Cybersecurity threats, including hacking or phishing attacks
• Software bugs or errors in trading algorithms

8. Automated and Copy Trading Risk

8.1 Automated Trading

Automated trading bots and algorithms operate based on pre-set parameters and historical data. Past performance of any trading bot or algorithm is not indicative of future results. Automated systems can fail, malfunction or perform unexpectedly under certain market conditions.

8.2 Copy Trading

When using copy trading services, your account is subject to the trading decisions of the trader you are copying. The past performance of any signal provider or trader is not a guarantee of future results. You may lose some or all of your invested capital when copy trading.

9. No Investment Advice

DB Finser provides execution-only services and does not provide personalised investment advice. Nothing on our platform, website or communications constitutes investment advice, a recommendation to trade, or an endorsement of any particular financial instrument or strategy.

You should seek independent financial advice if you are unsure whether trading is appropriate for your personal circumstances.

10. Past Performance

Past performance of any financial instrument, trading strategy, signal provider or trading bot is not a reliable indicator of future results. All trading involves risk and there is no guarantee of profit. You should never invest money that you cannot afford to lose entirely.